The withdrawal agreement between the United Kingdom and the European Union has been a hot topic since the UK voted to leave the EU in 2016. Negotiations have been ongoing, and the latest version of the withdrawal agreement was published on November 14, 2018.

The withdrawal agreement is a legally binding text that outlines the terms of the UK`s departure from the EU. It covers three main areas: the UK`s financial settlement with the EU, citizens` rights, and the Irish border.

One of the main points of contention in the negotiations has been the financial settlement. The latest version of the withdrawal agreement includes a figure of £39 billion that the UK will pay to the EU over a number of years. This payment covers the UK`s outstanding financial obligations to the EU, such as contributions to the EU budget and pensions for EU staff.

Citizens` rights have also been a key area of negotiation. The withdrawal agreement guarantees the rights of EU citizens living in the UK and UK citizens living in the EU. This includes the right to continue living and working in their current country, as well as access to healthcare and social security benefits.

The Irish border has been one of the most contentious issues in the negotiations. The latest version of the withdrawal agreement includes a backstop arrangement, which would ensure that there is no hard border between Northern Ireland and the Republic of Ireland. This would only come into effect if a future agreement between the UK and the EU does not provide for a frictionless border.

The latest version of the withdrawal agreement is not the final text, and negotiations are ongoing. However, it represents a significant step forward in the Brexit process, and provides a framework for further discussions. The agreement will need to be approved by both the UK and the EU, as well as ratified by the UK Parliament and the European Parliament.

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